4x4 damage. Insurance results. HOW much?

Back on the 17th I posted about my bike being backed into by a 4x4. I
knew that it wouldn't be as simple as replacing a can and bar end so I
let Carole Nash's lot take it away for exploratory surgery.

The assessors call this morning was to see how much they could leave
off the bill to stop it being listed as a write off. At the moment,
by straightening rather than replacing the exhaust headers, the bill
is in the reigon of £2,600. HOW MUCH?

Damage seems to be:

Exhaust can and link pipe[1]
Crash Bung
All RH pegs and hangers[3]
Carbon bar end
Brake lever
Indicator
Both mirrors
Repaint fairing cowl and right lower
Oil [2]
Labour

Other odd scratched and marked parts were discussed and dropped off
the list as being hidden or having old marks.

The annoying thing is that it's being taken care of by *my* fully comp
cover at the moment and I'll have to fork out £500 excess to get it
back. CN's solicitors are licking their lips in the backround I'm
told to get it all back from the other party. To think that I could
have gone for a higher excess IIRC. Shiver.

[1] Which has the exhaust valve so this includes setting this up
properly.
[2] No, I don't know why either. It didn't leak and was only changed
500 miles ago.
[3] (Yes, it's in the wrong order). Cast items so they may have
hidden fractures. Replace.

On Fri, 27 Jul 2007 18:14:54 +0100 in uk.rec.motorcycles, Mike Barnard
says:

>Back on the 17th I posted about my bike being backed into by a 4x4.
>
>The assessors call this morning was to see how much they could leave
>off the bill to stop it being listed as a write off. At the moment,
>by straightening rather than replacing the exhaust headers, the bill
>is in the reigon of £2,600. HOW MUCH?

Not surprised

>
>Damage seems to be:
>

SNIP

>CN's solicitors are licking their lips in the backround I'm
>told to get it all back from the other party. To think that I could
>have gone for a higher excess IIRC.

Get the bike back home before they write it off and ship it to a
breaker, I was too late with my Fazer a couple of years ago. Get a
full payout, offer them sod all for the wreck and fix it yourself.
Which is what my daughter did with her car after it was carparked, the
only argument we had was persuading the insurance to make it CAT C and
not a B.

--
Ian

On Sat, 28 Jul 2007 08:30:55 +0100,
chateau.murrayTAKETHISOUT@dsl.pipex.com (The Older Gentleman) wrote:

>Mike Barnard <m.barnard.trousers@thunderin.co.uk> wrote:
>
>> Back on the 17th I posted about my bike being backed into by a 4x4. I
>> knew that it wouldn't be as simple as replacing a can and bar end so I
>> let Carole Nash's lot take it away for exploratory surgery.
>>
>> The assessors call this morning was to see how much they could leave
>> off the bill to stop it being listed as a write off. At the moment,
>> by straightening rather than replacing the exhaust headers, the bill
>> is in the reigon of £2,600. HOW MUCH?
>>
>> Damage seems to be:
>>
>> Exhaust can and link pipe[1]
>> Crash Bung
>> All RH pegs and hangers[3]
>> Carbon bar end
>> Brake lever
>> Indicator
>> Both mirrors
>> Repaint fairing cowl and right lower
>> Oil [2]
>> Labour

>My guess is that the pricey item is the exhaust can and link pipe.
>
>I can't see the labour (leaving aside the repaint) being more than three
>hours.

>I'd ask for a detailed breakdown of this bill, because to me it smacks
>of someone out to make a fast buck (or rather, a thousand fast bucks).

That's very similar to the estimate for Elly's CBR, following the
blind bint in Bedford knocking it over when parked, then pushing it
20' up the road. Having said that, Elly's bill included a new top and
side fairing and tailpiece, as well as can and link pipe (which are
one piece on the CBR). I'd imagine the damage to be similar too, so
the price doesn't surprise me, although the repainting of panels,
rather than replacing, does.

I'd encourage the InsCo to write it off as a CatD myself, then stash
the cheque and continue riding a slightly scuffed bike with minimal
repairs.

--
Pip: B12

On Fri, 27 Jul 2007 21:06:17 +0100, Boots <boots@despammed.com> wrote:

>On Fri, 27 Jul 2007 18:14:54 +0100 in uk.rec.motorcycles, Mike Barnard
>says:
>
>>Back on the 17th I posted about my bike being backed into by a 4x4.
>>
>>The assessors call this morning was to see how much they could leave
>>off the bill to stop it being listed as a write off. At the moment,
>>by straightening rather than replacing the exhaust headers, the bill
>>is in the reigon of £2,600. HOW MUCH?
>
>Not surprised
>
>>
>>Damage seems to be:
>>
>
>SNIP
>
>>CN's solicitors are licking their lips in the backround I'm
>>told to get it all back from the other party. To think that I could
>>have gone for a higher excess IIRC.
>
>Get the bike back home before they write it off and ship it to a
>breaker, I was too late with my Fazer a couple of years ago. Get a
>full payout, offer them sod all for the wreck and fix it yourself.
>Which is what my daughter did with her car after it was carparked, the
>only argument we had was persuading the insurance to make it CAT C and
>not a B.

It's not being written off, I'm getting them to fix it up. I love the
bike and don't see why I should lose it because of this. I can see
where you're coming from though.

On Sat, 28 Jul 2007 11:44:03 +0100, Mike Barnard
<m.barnard.trousers@thunderin.co.uk> wrote:

>>>Back on the 17th I posted about my bike being backed into by a 4x4.
>>>
>>>The assessors call this morning was to see how much they could leave
>>>off the bill to stop it being listed as a write off. At the moment,
>>>by straightening rather than replacing the exhaust headers, the bill
>>>is in the reigon of £2,600. HOW MUCH?
>>
>>Not surprised
>>
>>>
>>>Damage seems to be:
>>>
>>
>>SNIP
>>
>>>CN's solicitors are licking their lips in the backround I'm
>>>told to get it all back from the other party. To think that I could
>>>have gone for a higher excess IIRC.
>>
>>Get the bike back home before they write it off and ship it to a
>>breaker, I was too late with my Fazer a couple of years ago. Get a
>>full payout, offer them sod all for the wreck and fix it yourself.
>>Which is what my daughter did with her car after it was carparked, the
>>only argument we had was persuading the insurance to make it CAT C and
>>not a B.
>
>It's not being written off, I'm getting them to fix it up. I love the
>bike and don't see why I should lose it because of this. I can see
>where you're coming from though.

But they're not fixing it up though, are they? Your ins. co. called
you so that they could make the claim less so they didn't write it
off, so it's only being partially fixed.
--
-- Nick ICQ: 9235201 EMAIL & MSN: nickmooney@spamcop.net
-- LOTR#4 SKOGA#8 DS#7 BOTAFOT#159 BOTM#2 FBOTY#06 PM#11
-- GSF600n www.bgn.me.uk - Drive until you lose the road

On 28 Jul, 08:30, chateau.murrayTAKETHIS...@dsl.pipex.com (The Older
Gentleman) wrote:

> Paint job - done properly, probably £200-300, though Beav is the man to
> ask here.

Mike, I have a spare fairing panel for the right side in the correct
blue white K1 colours, it's nigh on immaculate[1]. 50 quid to you,
Sir.

[1] It was originally on the bike when I bought it from Hog but had a
couple of tiny almost indiscernible marks on it[2], so I replaced it
with an immaculate one cos I'm a bit of a tart like that.
[2] You have to look very close to see them.

--
Lozzo
..

On Sat, 28 Jul 2007 08:49:34 -0700, speedyspic@googlemail.com wrote:

>On 28 Jul, 08:30, chateau.murrayTAKETHIS...@dsl.pipex.com (The Older
>Gentleman) wrote:
>
>> Paint job - done properly, probably £200-300, though Beav is the man to
>> ask here.
>
>
>Mike, I have a spare fairing panel for the right side in the correct
>blue white K1 colours, it's nigh on immaculate[1]. 50 quid to you,
>Sir.
>
>[1] It was originally on the bike when I bought it from Hog but had a
>couple of tiny almost indiscernible marks on it[2], so I replaced it
>with an immaculate one cos I'm a bit of a tart like that.
>[2] You have to look very close to see them.

Heh, you're determined to get rid of it to me aren't ya?

Sorry,
but CN are sorting it and it won't need the panel. Thanks anyway.

On Sat, 28 Jul 2007 12:56:17 +0100, BGN <nickmooney@spamcop.net>
wrote:

>>It's not being written off, I'm getting them to fix it up. I love the
>>bike and don't see why I should lose it because of this. I can see
>>where you're coming from though.
>
>But they're not fixing it up though, are they? Your ins. co. called
>you so that they could make the claim less so they didn't write it
>off, so it's only being partially fixed.

The repair company phoned, not the ins co. (No, not the same thing).
The only thing not being done is replacing the exhaust headers which
are only a couple of mm out and easily (they say) fixed. Cost of
titanium headers anyone? Dunno myself. I could ask for new headers,
then just lose the bike. Don't want that.

	#1
Mike Barnard	4x4 damage. Insurance results. HOW much? Back on the 17th I posted about my bike being backed into by a 4x4. I knew that it wouldn't be as simple as replacing a can and bar end so I let Carole Nash's lot take it away for exploratory surgery. The assessors call this morning was to see how much they could leave off the bill to stop it being listed as a write off. At the moment, by straightening rather than replacing the exhaust headers, the bill is in the reigon of £2,600. HOW MUCH? Damage seems to be: Exhaust can and link pipe[1] Crash Bung All RH pegs and hangers[3] Carbon bar end Brake lever Indicator Both mirrors Repaint fairing cowl and right lower Oil [2] Labour Other odd scratched and marked parts were discussed and dropped off the list as being hidden or having old marks. The annoying thing is that it's being taken care of by my fully comp cover at the moment and I'll have to fork out £500 excess to get it back. CN's solicitors are licking their lips in the backround I'm told to get it all back from the other party. To think that I could have gone for a higher excess IIRC. Shiver. [1] Which has the exhaust valve so this includes setting this up properly. [2] No, I don't know why either. It didn't leak and was only changed 500 miles ago. [3] (Yes, it's in the wrong order). Cast items so they may have hidden fractures. Replace.

	#2
Boots	Re: 4x4 damage. Insurance results. HOW much? On Fri, 27 Jul 2007 18:14:54 +0100 in uk.rec.motorcycles, Mike Barnard says: >Back on the 17th I posted about my bike being backed into by a 4x4. > >The assessors call this morning was to see how much they could leave >off the bill to stop it being listed as a write off. At the moment, >by straightening rather than replacing the exhaust headers, the bill >is in the reigon of £2,600. HOW MUCH? Not surprised > >Damage seems to be: > SNIP >CN's solicitors are licking their lips in the backround I'm >told to get it all back from the other party. To think that I could >have gone for a higher excess IIRC. Get the bike back home before they write it off and ship it to a breaker, I was too late with my Fazer a couple of years ago. Get a full payout, offer them sod all for the wreck and fix it yourself. Which is what my daughter did with her car after it was carparked, the only argument we had was persuading the insurance to make it CAT C and not a B. -- Ian

	#6
speedyspic@googlemail.com	Re: 4x4 damage. Insurance results. HOW much? On 28 Jul, 08:30, chateau.murrayTAKETHIS...@dsl.pipex.com (The Older Gentleman) wrote: > Paint job - done properly, probably £200-300, though Beav is the man to > ask here. Mike, I have a spare fairing panel for the right side in the correct blue white K1 colours, it's nigh on immaculate[1]. 50 quid to you, Sir. [1] It was originally on the bike when I bought it from Hog but had a couple of tiny almost indiscernible marks on it[2], so I replaced it with an immaculate one cos I'm a bit of a tart like that. [2] You have to look very close to see them. -- Lozzo ..